Last updated: August 23, 2026

1. Acceptance of Terms

By accessing or using vantiqn.com (the "Website"), operated by Vantiqn Kft. ("we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use the Website.

2. Nature of the Website

The Website is an informational resource on the topic of school expense planning and tracking, covering categories such as school supplies, clothing, meals, and extracurricular activities. All content is provided for general informational purposes only.

3. No Paid Services

Vantiqn Kft. does not sell products, process payments, or offer any paid services, subscriptions, or consulting through this Website. Any content that appears to reference costs, budgets, or figures is illustrative and intended solely to help readers understand general concepts.

4. No Financial or Professional Advice

Nothing on the Website constitutes financial, legal, tax, or other professional advice. You should consult a qualified professional before making financial decisions related to your household or family budget. We make no representations or warranties about the accuracy, completeness, or suitability of the information for your particular circumstances.

5. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the Website by, any third party. You may not attempt to gain unauthorized access to any part of the Website, its systems, or related networks.

6. Intellectual Property

Unless otherwise noted, the text, graphics, logos, and other materials on the Website are the property of Vantiqn Kft. or its licensors and are protected by applicable intellectual property laws. You may view and share content for personal, non-commercial use, but you may not reproduce, distribute, or create derivative works without our prior written consent.

7. Third-Party Content and Links

The Website may include images, links, or references to third-party content or websites. We do not control and are not responsible for the content, accuracy, or practices of third parties. Inclusion of such content does not imply endorsement.

8. Disclaimer of Warranties

The Website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Vantiqn Kft. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Website or its content.

10. Changes to the Website and These Terms

We may update or discontinue any part of the Website, and may revise these Terms of Service at any time. Changes take effect when posted on this page. Your continued use of the Website after changes are posted constitutes acceptance of the revised terms.

11. Governing Law

These Terms of Service are governed by the laws of Hungary, without regard to its conflict of law principles, except where mandatory consumer protection laws of your country of residence apply.

12. Contact Us

Questions about these Terms of Service can be directed to:

  • Vantiqn Kft.
  • Hungary, Budapest, District VI, Andrássy út 102, 5th floor, Office 88, 1062
  • Phone: +36-1-456-7890
  • Email: info@vantiqn.com